Who this is for:
Engaged couples • Newly married couples • Couples navigating finances together

Introduction

Money can affect stress, priorities, communication, and decision-making within a relationship. Honest financial conversations help couples build trust and teamwork.

How to Use This Conversation Starter

• Choose a relaxed setting
• Be honest without judgment
• Focus on teamwork rather than “winning”

Conversation Questions

• What messages about money did you learn growing up?
• What financial goals matter most to you?
• How do you usually approach saving or spending?
• What financial fears or concerns do you carry?
• How can we make financial decisions together with trust and respect?

If the Conversation Feels Challenging

• Avoid shame or blame
• Stay curious and calm
• Focus on shared goals

Closing Reflection

Financial unity grows through honesty, communication, and shared responsibility.

Optional Closing Prayer

God of wisdom, help us make decisions with generosity, honesty, and trust. Amen.

FOCCUS® Marriage Ministries
Supporting healthy communication and partnership